The housing market is too vast to be super-buoyant one day and underwater the next. A decline in this type of market happens fairly slowly – the problems in the housing market a couple of decades ago happened over more than 5 years. Back then, if you couldn’t continue to meet your mortgage payments, you lost your home. Today, even though personal debt is larger, and there are definite signs of a slow-down in the general housing market, homeowners have an option: the quick house sale market.

You may think that the quick house sale market isn’t for you; and you could be right. If you want to sell your house and you can afford to wait for the offers to come in – and you’re prepared to sell at under the asking price in what is fast becoming a buyers’ market – you can sell your home the traditional way, using an estate agent and getting the best market price you can. If your finances are becoming stretched, however, and you owe money not just to your mortgage lender, but to credit card companies and other lenders, you may want to sell as soon as possible, so that you can avoid the pain and embarrassment of repossession and create the time you need to take control of your money again. The quick house sale market is ideal for this type of situation, because it offers:

• Guaranteed price – dedicated buyers can give you a price they can commit to. You will know exactly how much money you’re getting for your property.

• Speedy sale – no viewings, no marketing and no negotiations mean that your sale is fast. You can sell quickly so that you can buy or rent somewhere cheaper, giving you the financial flexibility you need.

• Fewer fees – your fees are substantially less on the quick house sale market. There’s no percentage cost for arranging the sale, and a proportion of your legal fees are covered – and these fees are less than usual anyway because of the straightforward nature of the sale.

The quick house sale market has been in operation for several years, but it about to face its biggest test in terms of demand for its services. Established companies like njoy are confident that they can meet customer demand and help homeowners to keep control of their finances.