Have you over extended your finances to get on the property ladder? It might be time to opt for a sell house, rent back scheme and take control of your debt.

Over-indebted and over-extended seems to be a common position for many recent homeowners. With the average house price surging from £68,777 to £198,898 in just ten years, it’s no wonder average earning hasn’t kept up. As such, affordability of home ownership has been stretched to its limit. For this reason, a sell house, rent back scheme could be the only solution to stop financial misery.

Not only have many of us over-borrowed, the fact that we may be facing a housing slump that could leave some of us in negative equity means we’re simply throwing money we haven’t got at a sinking ship. To get back afloat, a sell house rent back scheme from a specialist property buyer can help. Some economists even fear that the US sub-prime property slump could be just around the corner for the UK, many lenders have given easy credit to wannabe homeowners for the past decade regardless of their debts. A sell house, rent back scheme offers those struggling in today’s more difficult economic climate the chance to release the equity in their homes to help pay off their debt, enabling them to move forward to a better standard of living with peace of mind.

The massive rise in property prices has over inflated the worth of the property market – it’s completely out of balance with the reality of most people’s pay checks. But consumer confidence drove the boom as more people seemed to be making pots of cash from their homes. Many have profited in the past couple of decades, but it looks like we’re now paying the price facing an impeding property crash. Even if the market remains stagnant, the affordability of buying has been so stretched that a sell house, rent back scheme offers the only way forward for those struggling with debt.

The over-extended and over-indebted have never been so miserable, but a sell house rent back scheme can helps solve financial problems without having to even move from the family home.

njoy.co.uk is a dedicated website that can help get you the best price for your property from committed cash buyers in your area. We aim to have you a cash offer in principal for your house within 24hrs of you registering your house on njoy.co.uk.

Many of our registered investors can offer you a 'sell and rent back' option, where they will buy your house for an agreed price, and allow you to stay in your property as a tenant. This may enable you to pay off all your debts in one easy stroke by releasing the equity tied up in your home. If you wish to discuss the process then we would be delighted to talk to you at your convenience, our customer service team can always be contacted either by telephone 0845 337 0038 or alternatively you can email your query to: info@njoy.co.uk